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Privacy Policy, Terms of Service & Legal Disclaimer | Ayo Consulting LLC

Legal & Privacy

Important information about our terms, privacy practices, and legal responsibilities

Privacy Policy

1. Information We Collect

Ayo Consulting LLC collects personal information that you provide directly to us through contact forms, consultations, and inquiries. This may include:

2. How We Use Your Information

Your information is used solely to:

3. Information Security

Ayo Consulting LLC implements industry-standard security measures to protect your personal information from unauthorized access, disclosure, and alteration. However, no security system is 100% secure. We cannot guarantee absolute security of your information.

4. Third-Party Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share information with trusted service providers who assist us in operating our website and conducting our business, provided they maintain confidentiality.

SMS consent is not shared with third parties or affiliates for marketing purposes. We do not sell, rent, or distribute customer phone numbers or SMS consent data.

By providing your phone number and opting in, you consent to receive SMS text messages from AYO CONSULTING LLC regarding surplus fund recovery services, updates, and customer support. Message frequency may vary. Message and data rates may apply. Reply STOP to unsubscribe or HELP for assistance.

SMS opt-in data and consent will not be shared with any third parties or affiliates for marketing purposes.

5. Cookies and Tracking

Our website may use cookies and similar tracking technologies to enhance your experience. You can control cookie preferences through your browser settings.

6. Retention of Information

We retain personal information for as long as necessary to fulfill the purposes outlined in this policy or as required by law.

7. Policy Changes

Ayo Consulting LLC reserves the right to update this privacy policy at any time. Changes will be effective immediately upon posting to our website.

8. Contact Us

If you have questions regarding this privacy policy, please contact us through our inquiry form or reach out directly.

Terms of Service

1. Acceptance of Terms

By accessing and using the Ayo Consulting LLC website, you agree to be bound by these Terms of Service. If you do not agree to any part of these terms, please discontinue use immediately.

2. Service Description

Ayo Consulting LLC provides research and administrative support services to assist eligible claimants in identifying potential excess proceeds from foreclosure and tax auction sales. We are not a law firm and do not provide legal advice.

3. User Responsibilities

You agree to:

4. Limitation of Liability

Ayo Consulting LLC is provided on an "as-is" basis without warranties of any kind. We do not guarantee the accuracy, completeness, or timeliness of information provided. Under no circumstances shall Ayo Consulting LLC, its officers, or employees be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

5. Indemnification

You agree to indemnify and hold Ayo Consulting LLC harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms.

6. SMS Messaging

By opting into SMS from Ayo Consulting LLC, you agree to receive conversational messages, claim updates, appointment reminders, and support notifications. Message frequency varies. Message and data rates may apply. Reply STOP to unsubscribe. Reply HELP for assistance.

Carriers are not liable for delayed or undelivered messages.

You must be 18 years of age or older to use this SMS service.

7. Modification of Terms

Ayo Consulting LLC reserves the right to modify these terms at any time. Continued use of our services constitutes acceptance of modified terms.

7. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the United States. Any legal action or proceeding shall be subject to the exclusive jurisdiction of the appropriate courts.

Contact Information

If you have questions about these terms, our privacy practices, or our services, please contact us:

Ayo Consulting LLC
Email: lawrence@ayollc.com
Phone: +1 (830) 208-7063